ClubLogan.com - Mahindra Renault Logan/Verito Forum
ClubLogan now available on Mobile. Go to ClubLogan.com/forum from your mobile to try.


India's Largest Mahindra Renault Logan/Verito Club
 
ClubLogan.comHomeFAQSearchRegisterLog in
ClubLogan on Facebook
Search
 
 

Display results as :
 
Rechercher Advanced Search
Latest topics
» Petrol smell
Sun Aug 13, 2017 9:05 pm by mmehra

» TIMING BELT REPLACED, PICK UP DEGRADATION
Sun Aug 13, 2017 8:50 pm by mmehra

» Tyre
Fri Jun 02, 2017 2:28 pm by zapping

» Oil smell from A/C vents and Clutch change
Fri Jun 02, 2017 2:26 pm by zapping

» 2010 Logan MCV Horn Wiring diagram
Fri Jun 02, 2017 1:24 pm by zapping

» General information regarding spare parts
Fri Jun 02, 2017 1:18 pm by zapping

» Coolant Temperature Alarm
Tue Mar 14, 2017 1:10 am by vineethev

» Passion and Untiring Efforts
Sun Feb 19, 2017 10:38 pm by martin245

» Which ATF Fluid?
Sun Feb 19, 2017 7:27 pm by mmehra

Who is online?
In total there are 8 users online :: 0 Registered, 0 Hidden and 8 Guests :: 2 Bots

None

Most users ever online was 62 on Tue Mar 13, 2012 6:20 am
Poll
What colour is your Logan?
Toreador Red
20%
 20% [ 130 ]
Mist Silver
19%
 19% [ 123 ]
Fiery Black
18%
 18% [ 119 ]
Sahara Beige
10%
 10% [ 69 ]
Diamond White
20%
 20% [ 132 ]
Green
3%
 3% [ 20 ]
Mystique Purple
4%
 4% [ 25 ]
Java Brown
3%
 3% [ 22 ]
Mocha Green
0%
 0% [ 3 ]
Rocky Beige
3%
 3% [ 19 ]
Total Votes : 662
Social bookmarking
Social bookmarking Digg  Social bookmarking Delicious  Social bookmarking Reddit  Social bookmarking Stumbleupon  Social bookmarking Slashdot  Social bookmarking Yahoo  Social bookmarking Google  Social bookmarking Blinklist  Social bookmarking Blogmarks  Social bookmarking Technorati  

Bookmark and share the address of ClubLogan.com - Mahindra Renault Logan/Verito Forum on your social bookmarking website
Top posters
martin245
 
sAuMiL
 
vsuprak
 
Mir...
 
RajeshNamb
 
ashutosh
 
HITESH
 
nayandeep
 
tomlai
 
Logan_loverinDelhi
 
Clublogan @ Indiblogger
Keywords
boot clutch hard assembly vehicle engine fuel vibration idling Power phone logan battery check axle cost water belt timing heater tyre steering plug line wiper light
August 2017
MonTueWedThuFriSatSun
 123456
78910111213
14151617181920
21222324252627
28293031   
CalendarCalendar

Share | 
 

 Fender Damage - Whether to claim insurance or not

View previous topic View next topic Go down 
AuthorMessage
KartikeyanP
Newbie Loganizer!
Newbie Loganizer!
avatar

Male
Number of posts : 50
Age : 37
City, Country : India
LOGAN Model : 1.6 GLX
ClubLogan Points : 61
Registration date : 2009-05-23

PostSubject: Fender Damage - Whether to claim insurance or not   Fri Dec 18, 2009 4:01 pm

Hi freinds,

while taking a reverse, I forgot there is electric pole and I was busy checking the back of the vehicle and it band on the right fender.
I went to showroom silver Jubilee motors in Pune. they have given me a estimate of ~ Rs6000

Removing the Dent - Rs 1500
Painting of fender - Rs 2200
Front Bumper refitting & scratch touch up - Rs 455
6 Hex bolts & 1 GLX sticker - Rs. 45
-----------------------------------------------
Total - Rs 4200
Taxes - 525

net amount - 4725
------------------------------------------------
If I go for a absolutely new fender instead of dent removal - it will cost additional Rs 1000.
Freinds I need suggestion, whether I go for a insurance claim or repair at my expense and get advantage of the no claim bonus in the premium renewal
The vehicle is just 3 months old.


http://img268.imageshack.us/img268/4899/fenderdamage.jpg
Back to top Go down
View user profile
rdr
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 357
Age : 38
City, Country : Chennai, India
LOGAN Model : Mahindra Logan Edge 1.6 GLSx ABS
ClubLogan Points : 302
Registration date : 2008-08-08

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Fri Dec 18, 2009 4:13 pm

It's all a gamble.. you have another 9 months to go before you can actually use your NCB for renewal.

So even if the calculation shows not claiming insurance would be cheaper, it might not really work out in the end.

I did something like this (did not take insurance). And just some 3 weeks before 1 year was up, I had to get the bumper, headlight changed and fender redone. Too costly without insurance. And I lost my NCB.

The NCB is really not all that much...


Last edited by rdr on Sat Dec 19, 2009 6:31 am; edited 1 time in total
Back to top Go down
View user profile
martin245
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 2502
Age : 64
City, Country : Karlsbad Spielberg Germany Some do not like the way I answer posts .but if you read between the lines you will see sense in what I write
LOGAN Model : DACIA LOGAN 14mpi Lauriette Simply Red
ClubLogan Points : 2090
Registration date : 2008-04-07

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Sat Dec 19, 2009 1:46 am

With that damage I would use the insurence its only 3 months old so you can make sure they do a TOP job on it
Back to top Go down
View user profile http://www.bo-frost.co.uk
tomlai
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 380
Age : 52
City, Country : Kolkata
LOGAN Model : Logan GLE 1.4
ClubLogan Points : 152
Registration date : 2008-03-25

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Sat Dec 19, 2009 7:29 pm

You will know your own driving skill levels better. So, based on this fact, it would depend on whether this accident was a one off fluke that is not to be repeated.

Then by all means repair cheaply and LOCALLY and not at the workshop,and the NCB would come in handy after 9 more months of accident free driving.

I paid Rs. 7000 to my local garage who did a superb job of repairng and repainting all 4 panels on either side as well as the front and rear bumpers.

Also this quote by the workshop seems high as only ONE panel is involved. The Logan workshop did one job for me where all 4 panels on one side were repaired and the headlight was replaced. That bill was Rs18000 (under insurane of course). so 6000 seems a little high...
Back to top Go down
View user profile
RajeshNamb
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 655
Age : 45
City, Country : Bangalore, India
LOGAN Model : DLX
ClubLogan Points : 334
Registration date : 2008-07-26

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Sun Dec 20, 2009 11:16 am

Try and get this done at the authorized service center itself and don't claim insurance. No need to go in for a new panel.
Are you sure this is due to an electric pole? ;0
Back to top Go down
View user profile
KartikeyanP
Newbie Loganizer!
Newbie Loganizer!
avatar

Male
Number of posts : 50
Age : 37
City, Country : India
LOGAN Model : 1.6 GLX
ClubLogan Points : 61
Registration date : 2009-05-23

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Mon Dec 21, 2009 11:16 am

Hi Guys thanks for the advice,
This anyway was a very freak accident.

It was a very basic mistake I did while taking a reverse, Its difficult to imagine and a bit weird how this damage happened.

generally the vehicle speed is very low while taking a reverse.
It only 2200 KM & my logan Idling is very high, once I release the throttle, It just runs.

I have just an image to illustrate how the accident took place.

I think I will go with the insurance.



Back to top Go down
View user profile
Mir...
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 659
Age : 40
City, Country : Ahmedabad, Gujarat
LOGAN Model : 1.4 GLX
ClubLogan Points : 624
Registration date : 2009-03-10

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Mon Dec 21, 2009 11:59 am

insurance is meant to take advantage of.

while one does need to plan for future, but then this is a 5 to 7k expense. let the insurance provide you relief.
Back to top Go down
View user profile
martin245
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 2502
Age : 64
City, Country : Karlsbad Spielberg Germany Some do not like the way I answer posts .but if you read between the lines you will see sense in what I write
LOGAN Model : DACIA LOGAN 14mpi Lauriette Simply Red
ClubLogan Points : 2090
Registration date : 2008-04-07

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Mon Dec 21, 2009 1:21 pm

Thats a typical houswife shopping trip accident
Back to top Go down
View user profile http://www.bo-frost.co.uk
KartikeyanP
Newbie Loganizer!
Newbie Loganizer!
avatar

Male
Number of posts : 50
Age : 37
City, Country : India
LOGAN Model : 1.6 GLX
ClubLogan Points : 61
Registration date : 2009-05-23

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Mon Dec 21, 2009 3:51 pm

martin245 wrote:
Thats a typical houswife shopping trip accident

Ha Ha Ha...
Stu. Pl. dont put me in Housewife category. I swear I'll improve in future.

Oh my God... Thats a real heartbreaking comment.
I'm planning to take the vehicle from Pune to Banglore. (800 KM one way, )with that kind of "Housewife" remark I will seriously think twice before deciding on this journey.

Anyway guys, all said and done, I have dropped my vehicle at service center and filled up the insurance form.
survey etc. will take a day and repair 1-2 days.

The service center guy gave me a correct estimate this time, ~ Rs. 3600

My No claim Bonus (NCB) is Rs 2500
I will end up paying Rs. 1000 for claim charges. and lose the NCB.
Hence total loss is Rs 3500.

I'm claiming the same amount for this freak accident. and nine months of insurance left.
Back to top Go down
View user profile
kaustuv123
Newbie Loganizer!
Newbie Loganizer!
avatar

Male
Number of posts : 98
Age : 39
City, Country : Kolkata, India
LOGAN Model : GLX1.6
ClubLogan Points : 115
Registration date : 2009-03-02

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Mon Dec 21, 2009 5:25 pm

Hi,

Considering the driving conditions in Indian cities, it is always better to go with the insurance. Even if you are driving carefully and properly, you can never be sure of the other cars on the road. Once my car got hit by a taxi from the back while I was standing at a signal:). So you need to be really lucky to avail the NCB.

Regards,
Kaustuv
Back to top Go down
View user profile
KartikeyanP
Newbie Loganizer!
Newbie Loganizer!
avatar

Male
Number of posts : 50
Age : 37
City, Country : India
LOGAN Model : 1.6 GLX
ClubLogan Points : 61
Registration date : 2009-05-23

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Fri Jan 01, 2010 10:33 am

Hi friends, thanks for the guidance. the repairs are over,
The workmanship of the denting and touch up job is excellant.
I cant even make out there was any damage, I will post the photos later.

Total expenses were Rs. 4050, Painting was the most expensive Rs 2200.
Now I have to follow up with the Insurance guys for the claim cheque.

Back to top Go down
View user profile
martin245
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 2502
Age : 64
City, Country : Karlsbad Spielberg Germany Some do not like the way I answer posts .but if you read between the lines you will see sense in what I write
LOGAN Model : DACIA LOGAN 14mpi Lauriette Simply Red
ClubLogan Points : 2090
Registration date : 2008-04-07

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Fri Jan 01, 2010 5:39 pm

Greasing ?????
Back to top Go down
View user profile http://www.bo-frost.co.uk
tomlai
Super Loganizer
Super Loganizer
avatar

Male
Number of posts : 380
Age : 52
City, Country : Kolkata
LOGAN Model : Logan GLE 1.4
ClubLogan Points : 152
Registration date : 2008-03-25

PostSubject: Re: Fender Damage - Whether to claim insurance or not   Fri Jan 01, 2010 5:48 pm

"de" greasing (most likely)!
Back to top Go down
View user profile
Sponsored content




PostSubject: Re: Fender Damage - Whether to claim insurance or not   

Back to top Go down
 
Fender Damage - Whether to claim insurance or not
View previous topic View next topic Back to top 
Page 1 of 1
 Similar topics
-
» FAQ: Fender Chrome Trim & Clips
» FISH DAMAGE
» Malaysian police allowing brutal public to assault a civilian and damage his car
» Super ATV Fender Flares
» Cold Air Intake (CAI) vs Fender Well Intake (FWI)

Permissions in this forum:You cannot reply to topics in this forum
ClubLogan.com - Mahindra Renault Logan/Verito Forum :: Mahindra Renault LOGAN - General :: TECHNICAL-
Jump to: